Money Worries

Life as a student can be hard on your bank account. While at college it’s important that you learn to budget so that you don’t get into financial difficulties. Make sure you access all support available. If you get into difficulties you may be able to apply for additional support through the College Discretionary Fund.

Some students are entitled to welfare benefits.  If you think that you may be entitled then contact a Student Advisor on 0141 566 4134/1563 or email  You can also visit the Direct Gov website.

Depending on your circumstances, while at College you may need to pay for:

  • Rent
  • Food & living expenses
  • Gas, electricity & telephone
  • TV Licence
  • Travel to and from college
  • Mobile phone
  • Course materials and equipment
  • Socialising

As a student you will need to learn to budget.

What can you do to save money?

  • Make sure you’ve applied for all funding available to you
  • Find out if you are entitled to any state benefits
  • Fill in a council tax exemption form
  • Use the College Careers Service to find a job
  • Consider shared accommodation
  • Buy a Discount Student Travel Ticket such as First Card or Zone Card
  • Get a Young Scot Card - if you are under 25 this card will get you money off travel, shopping and food
  • If you have a mobile phone, get a pay as you go or a cheap contract
  • Plan your meals and shop on budget
  • If you decide to eat out check places that offer deals
  • Bring your own lunch and snacks to college
  • Open a student bank account

Money Worries?

Please pop into your nearest Student Advice and Funding office and speak to a Student Advisor if you are experiencing money problems or worries. They will be able to advise you on how you can manage better and may refer you on to organisations such as Money Matters or Citizens Advice Bureau. Don’t forget, you may also be able to apply to the Discretionary Fund.

Below is a list of related websites that you may find useful:

Background image: 
student getting advice
Students walking along corridor